| Compare Pet Insurance | |||||||||||||||||||
| Item | AKC | ASPCA | Embrace | Healthy Paws | Pets Best | PetFirst | Petplan | Purina | Trupanion | VPI | 24PetWatch | ||||||||
| Actual Vet Bills | N |
N |
Y |
Y |
Y |
Y |
Y |
Y |
Y |
N |
Y |
||||||||
| Adjustable Deductible | Y |
Y |
Y |
Y |
Y |
Y |
Y |
Y |
Y |
Y |
Y |
||||||||
| Annual Limit | Y |
Some |
Y |
N |
Y |
Y |
Y |
Y |
N |
Y |
Y |
||||||||
| Breed Xs | N |
N |
N |
N |
Y |
N |
N |
N |
N |
N |
Y*** |
||||||||
| Cancer Coverage | Some |
Some |
Y |
Y |
Some |
Some |
Y |
Y |
Y |
Some |
Y |
||||||||
| Hereditary | N |
Some |
Y |
Y |
N |
Some |
Y |
N |
N |
Some |
Limited |
||||||||
| Holistic | N |
Some |
Y |
N |
Some |
N |
Y |
Some |
N |
Some |
Y |
||||||||
| Lifetime Limit | N |
Some |
Y |
N |
Y |
Y |
N |
Y |
N |
N |
Y |
||||||||
| Procedure Limit | Y |
Y |
N |
N |
Y |
Y |
N |
Y |
N |
Y |
Y |
||||||||
| Wellness | Some |
Some |
Some |
N |
Some |
N |
N |
Some |
N |
Some |
N |
||||||||
- Actual Vet Bills - pays x% (typically 65% to 90%) of actual bill, not predetermined 'customary' rate for your area
- Adjustable Deductible - allows you to pay $0 to $1000 per incident/treatment before insurance kicks in. The higher the deductible, the lower your monthly premium. Make sure you understand how this works in your policy.
- Breed Xs - some companies exclude conditions (heart disease for Cavalier King Charles Spaniel) that are frequent in a breed but would pay for heart disease treatment in other breeds
- Hereditary - means both inherited and genetic disease or condition
- Holistic - includes alternative treatments including acupuncture, water therapy, massage
- Pre-existing conditions (at the time you enroll) are usually excluded or may be paid only at limited coverage after a point in time
- Procedure Limit - plan pays $x-amount per procedure even though total annual limit may be much higher
- Some - means the company has plans that cover this to some extent or offers as add-on at additional cos
- Wellness - covers routine vaccinations and pet exams (this really increases your premium if you include it)
- *** Excludes Chinese Shar-pei (I have no idea why)
Home| PRIVACY POLICY | Terms of Use
For
even more savings, use this Amazon.com link:
At
least 70% off dog supplies
Compensation Disclosure: This site receives compensation for
referred sales of some or all mentioned products
Copyright © 2014 http://www.ToyBreeds.com